蔡甸区全面推行不动产“带押过户”新模式
<section style="color: rgb(54, 54, 54);letter-spacing: 1px;line-height: 2;box-sizing: border-box;"><section style=" margin-top: 10px;margin-bottom: 10px; box-sizing: border-box; " powered-by="xiumi.us"><section style="display: inline-block;width: 100%;border-width: 1px;border-style: solid;border-color: rgb(17, 108, 189);padding: 10px;box-shadow: rgb(204, 204, 204) 0.2em 0.2em 0.3em;box-sizing: border-box;"><p style="white-space: normal;box-sizing: border-box;" powered-by="xiumi.us">近日，丁先生、曾女士与中国农业银行股份有限公司武汉江汉支行经办人员，在蔡甸市民之家不动产登记窗口同步办理了带押二手房交易过户、抵押权新设。</p></section></section><p style="white-space: normal;box-sizing: border-box;" powered-by="xiumi.us"><br style="box-sizing: border-box;"/></p><section style="box-sizing: border-box;" powered-by="xiumi.us"><p style="white-space: normal;box-sizing: border-box;">“无需提前还清贷款，就能办理不动产过户，原本以为要往返银行、大厅跑三四次，没想到在一个窗口一次就能办完，现在真是太方便了！”交易双方由衷感慨。</p><p style="white-space: normal;box-sizing: border-box;"><br style="box-sizing: border-box;"/></p><p style="white-space: normal;box-sizing: border-box;">这是蔡甸区全面推行不动产<strong style="box-sizing: border-box;">“带押过户”新模式</strong>以来，办理的第11笔“带押过户”登记业务。</p></section><p style="white-space: normal;box-sizing: border-box;" powered-by="xiumi.us"><br style="box-sizing: border-box;"/></p><section style=" text-align: center;margin-top: 10px;margin-bottom: 10px;line-height: 0; box-sizing: border-box; " powered-by="xiumi.us"><section style="max-width: 100%;vertical-align: middle;display: inline-block;line-height: 0;box-sizing: border-box;"></section></section><section style="box-sizing: border-box;" powered-by="xiumi.us"><p style="white-space: normal;box-sizing: border-box;"><br style="box-sizing: border-box;"/></p><p style="white-space: normal;box-sizing: border-box;">蔡甸区不动产登记中心相关负责人介绍，以往有抵押状态的二手房过户，买方需要先结清银行贷款，凭结清证明办理抵押注销登记，到银行赎回不动产权证书后，买卖双方才能向银行提出贷款预审批，预审批通过后签订房屋买卖合同并备案，最后方能到不动产登记中心申请办理转移登记和抵押登记，流程环节多，交易成本高、耗时时间长。</p><p style="white-space: normal;box-sizing: border-box;"><br style="box-sizing: border-box;"/></p></section><section style=" margin-right: 0%;margin-left: 0%; box-sizing: border-box; " powered-by="xiumi.us"><section style="display: inline-block;width: 100%;border-width: 1px;border-style: solid;border-color: rgba(17, 108, 189, 0.12);padding: 20px;background-color: rgba(17, 108, 189, 0.12);box-shadow: rgba(17, 108, 189, 0.12) 0px 0px 0px;box-sizing: border-box;"><section style="color: rgb(0, 0, 0);box-sizing: border-box;" powered-by="xiumi.us"><p style="white-space: normal;box-sizing: border-box;">为持续优化营商环境，提升便利化服务水平，蔡甸区全面推进二手房“带押过户”新模式，对于存在抵押的房产要上市交易的，不用提前还清贷款就可以完成交易、过户，实现不动产登记和抵押贷款的有效衔接，有效降低交易成本，提高交易效率，防范交易风险，促进房地产市场平稳健康发展。</p></section></section></section><p style="white-space: normal;box-sizing: border-box;" powered-by="xiumi.us"><br style="box-sizing: border-box;"/></p><section style="box-sizing: border-box;" powered-by="xiumi.us"><p style="white-space: normal;box-sizing: border-box;">蔡甸区不动产登记中心将进一步联合政府部门、金融机构，深化政银合作，打通业务壁垒，逐一清除不动产登记的“痛点”“堵点”，持续优化“带押过户”办理流程，全面推动“带押过户”业务落地，让更多群众知晓、参与和享受二手房“带押过户”政策带来的不动产登记和金融服务便利。<br style="box-sizing: border-box;"/></p><p style="white-space: normal;box-sizing: border-box;"><br/></p></section></section><p style="display: none;"><mp-style-type data-value="3"></mp-style-type></p><section style="overflow-wrap: break-word; max-width: 100%; color: rgb(54, 54, 54); font-family: -apple-system-font, Helvetica, PingFang SC, Hiragino Sans GB, Arial, Microsoft YaHei; letter-spacing: 1px; white-space: normal; background-color: rgb(255, 255, 255); box-sizing: border-box; margin-bottom: 0px;"><section powered-by="xiumi.us" style="overflow-wrap: break-word; max-width: 100%; margin-top: 0.5em; margin-bottom: 0.5em; box-sizing: border-box;"><section style="overflow-wrap: break-word; max-width: 100%; height: 1px; background-color: rgb(160, 160, 160); box-sizing: border-box; line-height: 0;"><br style="overflow-wrap: break-word;"/></section></section></section><p style="margin: 0cm 0cm 0.0001pt; padding: 0px; color: rgb(54, 54, 54); font-size: 14px; white-space: normal; background-color: rgb(255, 255, 255); max-width: 100%; min-height: 1em; font-family: -apple-system-font, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; letter-spacing: 0.544px; line-height: 19.2pt; overflow-wrap: break-word !important; box-sizing: border-box !important;"><span style="letter-spacing: 0.544px; max-width: 100%; color: rgb(136, 136, 136); overflow-wrap: break-word !important; box-sizing: border-box !important;"><span style="overflow-wrap: break-word; letter-spacing: 0.544px;">来</span><span style="overflow-wrap: break-word; letter-spacing: 0.544px;">源：蔡甸</span></span><span style="overflow-wrap: break-word; color: rgb(136, 136, 136); letter-spacing: 0.544px;">融媒通讯员 龚娜</span><span style="max-width: 100%; color: rgb(136, 136, 136); letter-spacing: 0.544px; overflow-wrap: break-word !important; box-sizing: border-box !important;"></span></p><p style="margin: 0cm 0cm 0.0001pt; padding: 0px; color: rgb(54, 54, 54); font-size: 14px; white-space: normal; background-color: rgb(255, 255, 255); max-width: 100%; min-height: 1em; font-family: -apple-system-font, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; letter-spacing: 0.544px; line-height: 19.2pt; overflow-wrap: break-word !important; box-sizing: border-box !important;"><span style="letter-spacing: 0.544px; max-width: 100%; color: rgb(136, 136, 136); overflow-wrap: break-word !important; box-sizing: border-box !important;">制作：邓柳 | </span><span style="overflow-wrap: break-word; color: rgb(136, 136, 136); letter-spacing: 0.544px;">编辑：方丹 熊霞 | </span><span style="overflow-wrap: break-word; letter-spacing: 0.544px; color: rgb(136, 136, 136);">责编：方军</span></p><p style="margin: 0cm 0cm 0.0001pt; padding: 0px; color: rgb(54, 54, 54); font-size: 14px; white-space: normal; background-color: rgb(255, 255, 255); max-width: 100%; min-height: 1em; font-family: -apple-system-font, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; letter-spacing: 0.544px; line-height: 19.2pt; overflow-wrap: break-word !important; box-sizing: border-box !important;"><span style="color: rgb(136, 136, 136); max-width: 100%; overflow-wrap: break-word !important; box-sizing: border-box !important;"><span style="overflow-wrap: break-word; letter-spacing: 0.544px; max-width: 100%; line-height: 19.2pt;"><span style="overflow-wrap: break-word; font-weight: 700; letter-spacing: 0.544px;"><span style="overflow-wrap: break-word !important; max-width: 100%; box-sizing: border-box !important;"><span style="overflow-wrap: break-word; letter-spacing: 0.544px;"><span style="overflow-wrap: break-word !important; max-width: 100%; box-sizing: border-box !important;">出品：</span></span>蔡甸区融媒体中心</span></span></span></span></p><p style="margin: 0cm 0cm 0.0001pt; padding: 0px; color: rgb(54, 54, 54); font-size: 14px; white-space: normal; background-color: rgb(255, 255, 255); max-width: 100%; min-height: 1em; font-family: -apple-system-font, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; letter-spacing: 0.544px; line-height: 19.2pt; overflow-wrap: break-word !important; 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