缓解中小微企业融资难 蔡甸推多款纳税信用贷产品
<section style="letter-spacing: 1px;line-height: 2;box-sizing: border-box;"><section style="margin: 20px 0%;box-sizing: border-box;" powered-by="xiumi.us"><section style="display: inline-block;width: 100%;vertical-align: top;border-left: 1px dashed rgb(22, 108, 184);border-bottom-left-radius: 0px;border-bottom: 1px dashed rgb(22, 108, 184);border-bottom-right-radius: 0px;padding-bottom: 10px;box-sizing: border-box;"><section style="text-align: right;justify-content: flex-end;box-sizing: border-box;" powered-by="xiumi.us"><section style="display: inline-block;width: 98%;vertical-align: top;border-top: 1px dashed rgb(22, 108, 184);border-top-left-radius: 0px;border-bottom: 0px none rgb(62, 62, 62);border-bottom-right-radius: 0px;border-right: 1px dashed rgb(22, 108, 184);border-top-right-radius: 0px;height: auto;padding-top: 10px;padding-right: 6px;box-sizing: border-box;"><section style="margin-right: 0%;margin-left: 0%;box-sizing: border-box;" powered-by="xiumi.us"><section style="text-align: center;color: rgb(62, 62, 62);box-sizing: border-box;"><p style="text-align: justify;white-space: normal;box-sizing: border-box;">听到“纳税信用贷”“E税贷”“云税贷”不知道各位是不是有种既陌生又熟悉的感觉呢？近些年消费贷、套路贷等可谓是不绝于耳，多是有关民间借贷甚至涉嫌金融诈骗，坑多到数不清。这次的“纳税信用贷”，又是何方神圣呢？虽然都叫xx贷，但有着官方背书光环的“纳税信用贷”，他们真的不一样，“纳税信用贷”肩负的是缓解中小微企业融资难题的重大使命。今天小编就带大家走进“纳税信用贷”。</p></section></section></section></section></section></section><section style="box-sizing: border-box;" powered-by="xiumi.us"><p style="white-space: normal;box-sizing: border-box;"><br style="box-sizing: border-box;"/></p></section><section style="box-sizing: border-box;" powered-by="xiumi.us"><section style="display: flex;flex-flow: row nowrap;box-sizing: border-box;"><section style="display: inline-block;width: auto;vertical-align: top;flex: 100 100 0%;align-self: flex-start;height: auto;border-left: 1px dashed rgb(22, 108, 184);border-bottom-left-radius: 0px;padding: 10px 10px 20px 16px;margin-left: 2px;box-sizing: border-box;"><section style="color: rgb(62, 62, 62);line-height: 2;box-sizing: border-box;" powered-by="xiumi.us"><p style="white-space: normal;box-sizing: border-box;">2015年，国家税务总局和中国银监会出台文件，通过“银税互动”助推小微企业发展。</p><p style="white-space: normal;box-sizing: border-box;"><br style="box-sizing: border-box;"/></p><p style="white-space: normal;box-sizing: border-box;">“银税互动”经过6年的深入发展，已经帮助成千上万户诚信纳税小微商户解决了融资难题，在银税合作机制下，银行金融机构针对小微企业需求推出了多款纳税信用贷产品。</p><p style="white-space: normal;box-sizing: border-box;"><br style="box-sizing: border-box;"/></p><p style="white-space: normal;box-sizing: border-box;">企业可以在平台上在线申请银行的纳税信用贷款，同时可以选择多款产品进行比较，选择最合适的进行授权申请。</p><p style="white-space: normal;box-sizing: border-box;"><br style="box-sizing: border-box;"/></p><p style="white-space: normal;box-sizing: border-box;">一键授权后，不需要提供任何抵押或者担保，银行便可通过数据直连查看企业在税务部门的涉税数据，通过综合画像最终和企业审批，实现贷款秒投放。</p><p style="white-space: normal;box-sizing: border-box;"><br style="box-sizing: border-box;"/></p><p style="white-space: normal;box-sizing: border-box;">在“银税互动”背景下，企业纳税信用已经成为了企业的一笔无形资产，凭借良好的纳税信用可以申请纳税信用贷，无需抵押或担保，利率还十分优惠，可以说，中小微企业融资一定程度上得到了缓解。未来，“银税互动”将持续深入开展，各级纳税人包括自然人也将会从中享受到更多信用红利，获得资金支持！下面，小编就把蔡甸区银行金融机构的纳税信用贷相关产品跟大家普及一下。</p></section></section></section></section><section style="box-sizing: border-box;" powered-by="xiumi.us"><p style="white-space: normal;box-sizing: border-box;"><br style="box-sizing: border-box;"/></p></section><section style="text-align: center;margin-top: 10px;margin-bottom: 10px;box-sizing: border-box;" powered-by="xiumi.us"><section style="max-width: 100%;vertical-align: middle;display: inline-block;line-height: 0;box-sizing: border-box;"></section></section><section style="font-size: 20px;box-sizing: border-box;" powered-by="xiumi.us"><p style="text-align: center;white-space: normal;box-sizing: border-box;"><strong style="box-sizing: border-box;">纳税e贷</strong></p></section><section style="margin-top: 10px;margin-bottom: 10px;box-sizing: border-box;" powered-by="xiumi.us"><section style="display: inline-block;width: 100%;border-width: 1px;border-style: solid;border-color: rgb(22, 108, 184);padding: 10px;box-shadow: rgb(255, 255, 255) 0.2em 0.2em 0.3em;box-sizing: border-box;"><section style="box-sizing: border-box;" powered-by="xiumi.us"><p style="white-space: normal;box-sizing: border-box;">服务对象：正常纳税2年以上且纳税等级B级以上的小微企业。</p><p style="white-space: normal;box-sizing: border-box;">产品特点：在线申请，在线签约，随时随地满足客户贷款需求。</p><p style="white-space: normal;box-sizing: border-box;">担保方式：无需抵质押担保，无需保证担保。</p><p style="white-space: normal;box-sizing: border-box;">信用要求：随时借贷，随时还款，自主把握，方便快捷；最高额度100万元，最长期限1年。</p><p style="white-space: normal;box-sizing: border-box;">联系咨询电话：王经理13100635326</p></section></section></section><section style="font-size: 20px;box-sizing: border-box;" powered-by="xiumi.us"></section><section style="text-align: center;margin-top: 10px;margin-bottom: 10px;box-sizing: border-box;" powered-by="xiumi.us"><section style="max-width: 100%;vertical-align: middle;display: inline-block;line-height: 0;box-sizing: border-box;"></section></section><section style="font-size: 20px;box-sizing: border-box;" powered-by="xiumi.us"><p style="text-align: center;white-space: normal;box-sizing: border-box;"><span style="box-sizing: border-box;"><strong style="box-sizing: border-box;">纳税信用贷</strong></span><br style="box-sizing: border-box;"/></p></section><section style="margin-top: 10px;margin-bottom: 10px;box-sizing: border-box;" powered-by="xiumi.us"><section style="display: inline-block;width: 100%;border-width: 1px;border-style: solid;border-color: rgb(22, 108, 184);padding: 10px;box-shadow: rgb(255, 255, 255) 0.2em 0.2em 0.3em;box-sizing: border-box;"><section style="box-sizing: border-box;" powered-by="xiumi.us"><p style="white-space: normal;box-sizing: border-box;">服务对象：正常纳税2年以上且纳税等级B级以上的小微企业</p><p style="white-space: normal;box-sizing: border-box;">产品特点：线上申请，线上签约，最高额度300万元，最长期限1年，最快当天放款，额度循环使用。</p><p style="white-space: normal;box-sizing: border-box;">担保方式：无需抵质押担保，纯信用</p><p style="white-space: normal;box-sizing: border-box;">信用要求：个人、企业征信正常</p><p style="white-space: normal;box-sizing: border-box;">联系咨询电话：027-82216645</p></section></section></section><section style="font-size: 20px;box-sizing: border-box;" powered-by="xiumi.us"></section><section style="text-align: center;margin-top: 10px;margin-bottom: 10px;box-sizing: border-box;" powered-by="xiumi.us"><section style="max-width: 100%;vertical-align: middle;display: inline-block;line-height: 0;box-sizing: border-box;"></section></section><section style="font-size: 20px;box-sizing: border-box;" powered-by="xiumi.us"><p style="text-align: center;white-space: normal;box-sizing: border-box;"><strong style="box-sizing: border-box;">中银E税贷</strong></p></section><section style="margin-top: 10px;margin-bottom: 10px;box-sizing: border-box;" powered-by="xiumi.us"><section style="display: inline-block;width: 100%;border-width: 1px;border-style: solid;border-color: rgb(22, 108, 184);padding: 10px;box-shadow: rgb(255, 255, 255) 0.2em 0.2em 0.3em;box-sizing: border-box;"><section style="box-sizing: border-box;" powered-by="xiumi.us"><p style="white-space: normal;box-sizing: border-box;">服务对象：中小微企业凭诚信纳税记录提出贷款申请。最高额度1000万元，其中纯信用额度最高300万元。</p><p style="white-space: normal;box-sizing: border-box;">产品特点：授信额度高、担保方式灵活。</p><p style="white-space: normal;box-sizing: border-box;">担保方式：信用或抵押</p><p style="white-space: normal;box-sizing: border-box;">信用要求：纳税A类企业，征信良好。</p><p style="white-space: normal;box-sizing: border-box;">联系咨询电话：027-84943310</p></section></section></section><section style="font-size: 20px;box-sizing: border-box;" powered-by="xiumi.us"></section><section style="text-align: center;margin-top: 10px;margin-bottom: 10px;box-sizing: border-box;" powered-by="xiumi.us"><section style="max-width: 100%;vertical-align: middle;display: inline-block;line-height: 0;box-sizing: border-box;"></section></section><section style="font-size: 20px;box-sizing: border-box;" powered-by="xiumi.us"><p style="text-align: center;white-space: normal;box-sizing: border-box;"><strong style="box-sizing: border-box;">云税贷</strong></p></section><section style="margin-top: 10px;margin-bottom: 10px;box-sizing: border-box;" powered-by="xiumi.us"><section style="display: inline-block;width: 100%;border-width: 1px;border-style: solid;border-color: rgb(22, 108, 184);padding: 10px;box-shadow: rgb(255, 255, 255) 0.2em 0.2em 0.3em;box-sizing: border-box;"><section style="box-sizing: border-box;" powered-by="xiumi.us"><p style="white-space: normal;box-sizing: border-box;">服务对象：经国家工商行政管理机关核准登记的小微企业。</p><p style="white-space: normal;box-sizing: border-box;">产品特点：贷款额度综合考虑企业纳税情况、企业纳税信用等级、企业及企业主与建设银行合作情况等因素确定，最高可达300万元，贷款期限最长1年。贷款额度有效期内随借随还、循环使用。</p><p style="white-space: normal;box-sizing: border-box;">担保方式：无需担保。</p><p style="white-space: normal;box-sizing: border-box;">信用要求：（一）企业主当前无逾期贷款，且近2年内逾期或欠息在30天（含）以内的次数未超过6次，近2年内不存在逾期或欠息在30天以上的信用记录，近2年在建设银行不存在贷款风险分类为次级及以下的记录；（二）未列入人民法院失信被执行人名单及建设银行不良信用客户内控名单及零售业务、信用卡等业务核销名单。</p><p style="white-space: normal;box-sizing: border-box;">联系咨询电话：027-69110922</p></section></section></section><section style="font-size: 20px;box-sizing: border-box;" powered-by="xiumi.us"></section><section style="text-align: center;margin-top: 10px;margin-bottom: 10px;box-sizing: border-box;" powered-by="xiumi.us"><section style="max-width: 100%;vertical-align: middle;display: inline-block;line-height: 0;box-sizing: border-box;"></section></section><section style="font-size: 20px;box-sizing: border-box;" powered-by="xiumi.us"><p style="text-align: center;white-space: normal;box-sizing: border-box;"><strong style="box-sizing: border-box;">小微易贷</strong></p></section><section style="margin-top: 10px;margin-bottom: 10px;box-sizing: border-box;" powered-by="xiumi.us"><section style="display: inline-block;width: 100%;border-width: 1px;border-style: solid;border-color: rgb(22, 108, 184);padding: 10px;box-shadow: rgb(255, 255, 255) 0.2em 0.2em 0.3em;box-sizing: border-box;"><section style="box-sizing: border-box;" powered-by="xiumi.us"><p style="white-space: normal;box-sizing: border-box;">服务对象：武汉市经国家工商行政管理机关核准登记且正常纳税的各类企业。</p><p style="white-space: normal;box-sizing: border-box;">产品特点：线上操作、审批快、信用贷款</p><p style="white-space: normal;box-sizing: border-box;">信用要求：正常纳税24个月及以上；纳税A类、B；征信良好，最高额度100万元</p><p style="white-space: normal;box-sizing: border-box;">联系咨询电话：殷经理13720212609 谢经理15927639016</p></section></section></section><section style="font-size: 20px;box-sizing: border-box;" powered-by="xiumi.us"></section><section style="text-align: center;margin-top: 10px;margin-bottom: 10px;box-sizing: border-box;" powered-by="xiumi.us"><section style="max-width: 100%;vertical-align: middle;display: inline-block;line-height: 0;box-sizing: border-box;"></section></section><section style="font-size: 20px;box-sizing: border-box;" powered-by="xiumi.us"><p style="text-align: center;white-space: normal;box-sizing: border-box;"><strong style="box-sizing: border-box;">汉银.税e快贷</strong></p></section><section style="margin-top: 10px;margin-bottom: 10px;box-sizing: border-box;" powered-by="xiumi.us"><section style="display: inline-block;width: 100%;border-width: 1px;border-style: solid;border-color: rgb(22, 108, 184);padding: 10px;box-shadow: rgb(255, 255, 255) 0.2em 0.2em 0.3em;box-sizing: border-box;"><section style="box-sizing: border-box;" powered-by="xiumi.us"><p style="white-space: normal;box-sizing: border-box;">服务对象：武汉市辖区内诚信、按时、足额纳税且符合诚信纳税标准的优质小微企业，原则上企业及实际控制人在本行业经营不低于2年，主营业务突出，无不良信用记录，无涉诉风险，近一年纳税总额1万元以上。</p><p style="white-space: normal;box-sizing: border-box;">产品特点：额度最高不超过100万元；名单管理，纳税信用等级评定为C级（含）以上。利率优惠，随借随还。</p><p style="white-space: normal;box-sizing: border-box;">担保方式：信用</p><p style="white-space: normal;box-sizing: border-box;">联系咨询电话：027-69813250</p></section></section></section><section style="font-size: 20px;box-sizing: border-box;" powered-by="xiumi.us"></section><section style="text-align: center;margin-top: 10px;margin-bottom: 10px;box-sizing: border-box;" powered-by="xiumi.us"><section style="max-width: 100%;vertical-align: middle;display: inline-block;line-height: 0;box-sizing: border-box;"></section></section><section style="font-size: 20px;box-sizing: border-box;" powered-by="xiumi.us"><p style="text-align: center;white-space: normal;box-sizing: border-box;"><strong style="box-sizing: border-box;">纳税信用贷</strong></p></section><section style="margin-top: 10px;margin-bottom: 10px;box-sizing: border-box;" powered-by="xiumi.us"><section style="display: inline-block;width: 100%;border-width: 1px;border-style: solid;border-color: rgb(22, 108, 184);padding: 10px;box-shadow: rgb(255, 255, 255) 0.2em 0.2em 0.3em;box-sizing: border-box;"><section style="box-sizing: border-box;" powered-by="xiumi.us"><p style="white-space: normal;box-sizing: border-box;">服务对象：经营规范、缴税信用记录良好的小型微型纳税主体企业。</p><p style="white-space: normal;box-sizing: border-box;">产品特点：经营规范、缴税信用记录良好的小型微型纳税主体企业，融资金额根据申请人纳税情况确定，期限最长36个月，最高额度1000万元</p><p style="white-space: normal;box-sizing: border-box;">担保方式：信用，借款人配偶连带责任担保</p><p style="white-space: normal;box-sizing: border-box;">信用要求：申请人近两年纳税信用等级为A级B级；从事主营至少三年，近两年流转税平均值不低于10万元；借款人及经营企业信用记录良好、纳税记录良好。</p><p style="white-space: normal;box-sizing: border-box;">联系咨询电话：余经理18627787030</p></section></section></section><section style="font-size: 20px;box-sizing: border-box;" powered-by="xiumi.us"></section><section style="text-align: center;margin-top: 10px;margin-bottom: 10px;box-sizing: border-box;" powered-by="xiumi.us"><section style="max-width: 100%;vertical-align: middle;display: inline-block;line-height: 0;box-sizing: border-box;"></section></section><section style="font-size: 20px;box-sizing: border-box;" powered-by="xiumi.us"><p style="text-align: center;white-space: normal;box-sizing: border-box;"><strong style="box-sizing: border-box;">税易贷</strong></p></section><section style="margin-top: 10px;margin-bottom: 10px;box-sizing: border-box;" powered-by="xiumi.us"><section style="display: inline-block;width: 100%;border-width: 1px;border-style: solid;border-color: rgb(22, 108, 184);padding: 10px;box-shadow: rgb(255, 255, 255) 0.2em 0.2em 0.3em;box-sizing: border-box;"><section style="box-sizing: border-box;" powered-by="xiumi.us"><p style="white-space: normal;box-sizing: border-box;">服务对象：该产品适用于辖内近两年足额纳税、没有不良缴税记录且纳税评级段为A级或B级的个体工商户、小微企业等。</p><p style="white-space: normal;box-sizing: border-box;">产品特点：最高额度不超过500万元，偿还方式灵活，可等额本息；不规则还款；12个月按月付息，到期还本。</p><p style="white-space: normal;box-sizing: border-box;">担保方式：纯信用，免担保。</p><p style="white-space: normal;box-sizing: border-box;">信用要求：无逾期记录。</p><p style="white-space: normal;box-sizing: border-box;">联系咨询电话：王经理 18771968820</p></section></section></section><section style="font-size: 20px;box-sizing: border-box;" powered-by="xiumi.us"></section></section><p><section style="white-space: normal;box-sizing: border-box;font-size: 16px;"><section powered-by="xiumi.us" style="margin-top: 0.5em;margin-bottom: 0.5em;box-sizing: border-box;"><section style="height: 1px;background-color: rgb(160, 160, 160);box-sizing: border-box;line-height: 0;"><br/></section></section></section></p><p style="margin: 0cm 0cm 0.0001pt;white-space: normal;max-width: 100%;min-height: 1em;font-family: -apple-system-font, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;line-height: 19.2pt;text-align: left;box-sizing: border-box !important;overflow-wrap: break-word !important;"><span style="letter-spacing: 0.544px;max-width: 100%;color: rgb(136, 136, 136);font-size: 14px;box-sizing: border-box !important;overflow-wrap: break-word !important;"><span style="color: rgb(136, 136, 136);font-family: -apple-system-font, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;font-size: 14px;letter-spacing: 0.544px;text-align: left;">来</span><span style="color: rgb(136, 136, 136);font-family: -apple-system-font, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;font-size: 14px;letter-spacing: 0.544px;text-align: left;">源：<span style="letter-spacing: 1px;">蔡甸区金融办</span></span></span></p><p style="margin: 0cm 0cm 0.0001pt;white-space: normal;max-width: 100%;min-height: 1em;font-family: -apple-system-font, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;line-height: 19.2pt;text-align: left;box-sizing: border-box !important;overflow-wrap: break-word !important;"><span style="letter-spacing: 0.544px;max-width: 100%;color: rgb(136, 136, 136);font-size: 14px;box-sizing: border-box !important;overflow-wrap: break-word !important;">制作：<span style="letter-spacing: 1px;">罗贝</span> | </span><span style="color: rgb(136, 136, 136);letter-spacing: 0.544px;font-size: 14px;">编辑：方丹 | </span><span style="letter-spacing: 0.544px;color: rgb(136, 136, 136);font-size: 14px;">责编：方军</span></p><p style="margin: 0cm 0cm 0.0001pt;white-space: normal;max-width: 100%;min-height: 1em;font-family: -apple-system-font, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;line-height: 19.2pt;text-align: left;box-sizing: border-box !important;overflow-wrap: break-word !important;"><span style="color: rgb(136, 136, 136);font-size: 14px;max-width: 100%;box-sizing: border-box !important;overflow-wrap: break-word !important;"><span style="letter-spacing: 0.544px;max-width: 100%;line-height: 19.2pt;"><strong style="letter-spacing: 0.544px;"><span style="max-width: 100%;box-sizing: border-box !important;overflow-wrap: break-word !important;"><strong style="letter-spacing: 0.544px;"><span style="max-width: 100%;box-sizing: border-box !important;overflow-wrap: break-word !important;">出品：</span></strong>蔡甸区融媒体中心</span></strong></span></span></p><p style="margin: 0cm 0cm 0.0001pt;white-space: normal;max-width: 100%;min-height: 1em;font-family: -apple-system-font, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;line-height: 19.2pt;text-align: center;box-sizing: border-box !important;overflow-wrap: break-word !important;"><span style="letter-spacing: 0.544px;max-width: 100%;color: rgb(136, 136, 136);font-size: 14px;box-sizing: border-box !important;overflow-wrap: break-word !important;">您有新闻线索，请联系我们：</span></p><p style="margin: 0cm 0cm 0.0001pt;white-space: normal;max-width: 100%;min-height: 1em;font-family: -apple-system-font, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;line-height: 19.2pt;text-align: left;box-sizing: border-box !important;overflow-wrap: break-word !important;"><span style="letter-spacing: 0.544px;max-width: 100%;color: rgb(136, 136, 136);font-size: 14px;box-sizing: border-box !important;overflow-wrap: break-word !important;">热线电话：027-84942678</span></p><p style="margin: 0cm 0cm 0.0001pt;white-space: normal;max-width: 100%;min-height: 1em;font-family: -apple-system-font, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;line-height: 19.2pt;text-align: left;box-sizing: border-box !important;overflow-wrap: break-word !important;"><span style="letter-spacing: 0.544px;max-width: 100%;color: rgb(136, 136, 136);font-size: 14px;box-sizing: border-box !important;overflow-wrap: break-word !important;">投稿邮箱：2187431778@qq.com</span></p><p><br/></p><link rel="stylesheet" href="http://bbs.whcdrm.com/source/plugin/wcn_editor/public/wcn_editor_fit.css?v134_w6K" id="wcn_editor_css"/>
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