蔡甸融媒 发表于 2024-9-29 22:14:58

刚刚宣布:首套、二套房存量房贷利率批量下调!

<p style="line-height: 2em; text-indent: 2em; margin-left: 16px; margin-right: 16px; visibility: visible; text-align: center;"><span style="letter-spacing: 1px; visibility: visible;"></span></p><p style="line-height: 2em; text-indent: 2em; margin-left: 16px; margin-right: 16px; visibility: visible;"><span style="letter-spacing: 1px; visibility: visible;"><br/></span></p><p style="line-height: 2em; text-indent: 2em; margin-left: 16px; margin-right: 16px; visibility: visible;"><span style="letter-spacing: 1px; visibility: visible;">中国人民银行今天(9月29日)发布公告,完善商业性个人住房贷款利率定价机制,允许满足一定条件的存量房贷重新约定加点幅度,促进降低存量房贷利率。市场利率定价自律机制同时发布倡议,<span style="color: rgb(25, 110, 190); visibility: visible;"><strong style="visibility: visible;">各家商业银行原则上应在2024年10月31日前对符合条件的存量房贷开展批量调整。</strong></span>对于加点幅度高于-30基点的存量房贷利率,将统一调整到不低于-30个基点,且不低于所在城市目前执行的新发放房贷加点下限(如有),使得利率水平靠近全国新发放房贷利率附近,<span style="color: rgb(25, 110, 190); visibility: visible;"><strong style="visibility: visible;">预计平均降幅0.5个百分点左右。</strong></span></span></p><section style="line-height: 2em; text-indent: 2em; margin-left: 16px; margin-right: 16px; visibility: visible;"><span style="letter-spacing: 1px; visibility: visible;"><br style="visibility: visible;"/></span></section><section style="line-height: 2em; text-indent: 2em; margin-left: 16px; margin-right: 16px; visibility: visible;"><span style="letter-spacing: 1px; visibility: visible;">为适应房地产市场供求关系的新变化,在批量调整和常态化调整阶段,<span style="color: rgb(25, 110, 190); visibility: visible;"><strong style="visibility: visible;">均不再区分首套、二套房(有房贷利率政策下限且区分首套、二套的城市除外)</strong></span>,引导首套、二套存量房贷利率降至全国新发放房贷利率平均水平附近,减轻存量房贷借款人利息负担。</span></section><p data-source="cke" style="visibility: visible;"><br/></p><section style="max-width: 100%; font-size: 14px; text-wrap: wrap; -webkit-tap-highlight-color: transparent; margin: 0px; padding: 0px; outline: 0px; box-sizing: border-box; color: rgba(0, 0, 0, 0.9); font-family: PingFang SC, system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; letter-spacing: 0.544px; text-align: justify; background-color: rgb(255, 255, 255); overflow-wrap: break-word !important;"><section powered-by="xiumi.us" style="overflow-wrap: break-word !important; max-width: 100%; -webkit-tap-highlight-color: transparent; margin: 0.5em 0px; padding: 0px; outline: 0px; box-sizing: border-box;"><section style="overflow-wrap: break-word !important; max-width: 100%; -webkit-tap-highlight-color: transparent; margin: 0px; padding: 0px; outline: 0px; box-sizing: border-box; height: 1px; background-color: rgb(160, 160, 160); line-height: 2em;"><br style="overflow-wrap: break-word !important; -webkit-tap-highlight-color: transparent; margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important;"/></section></section></section><p style="overflow-wrap: break-word; margin-top: 0px; margin-bottom: 0px; padding: 0px; color: rgb(67, 74, 84); font-family: -apple-system-font, Helvetica, PingFang SC, Hiragino Sans GB, Arial, Microsoft YaHei; font-size: 14px; text-wrap: wrap; background-color: rgb(255, 255, 255);"><span style="overflow-wrap: break-word; color: rgb(136, 136, 136); font-family: -apple-system-font, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; letter-spacing: 0.544px;">来源:央视新闻</span><br style="overflow-wrap: break-word;"/></p><p style="margin: 0cm 0cm 0.0001pt; padding: 0px; text-wrap: wrap; -webkit-tap-highlight-color: transparent; outline: 0px; max-width: 100%; clear: both; min-height: 1em; color: rgba(0, 0, 0, 0.9); font-size: 17px; letter-spacing: 0.544px; background-color: rgb(255, 255, 255); font-family: -apple-system-font, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; line-height: normal; overflow-wrap: break-word !important; box-sizing: border-box !important;"><span style="overflow-wrap: break-word !important; -webkit-tap-highlight-color: transparent; margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 0.544px; color: rgb(136, 136, 136); font-size: 14px; box-sizing: border-box !important;">制作:吴梦 |&nbsp;</span><span style="overflow-wrap: break-word !important; -webkit-tap-highlight-color: transparent; margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(136, 136, 136); letter-spacing: 0.544px; font-size: 14px; box-sizing: border-box !important;">编辑:熊霞 |&nbsp;</span><span style="overflow-wrap: break-word !important; -webkit-tap-highlight-color: transparent; margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 0.544px; color: rgb(136, 136, 136); font-size: 14px; box-sizing: border-box !important;">责编:方军</span></p><p style="margin: 0cm 0cm 0.0001pt; padding: 0px; text-wrap: wrap; -webkit-tap-highlight-color: transparent; outline: 0px; max-width: 100%; clear: both; min-height: 1em; color: rgba(0, 0, 0, 0.9); font-size: 17px; letter-spacing: 0.544px; background-color: rgb(255, 255, 255); font-family: -apple-system-font, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; line-height: normal; overflow-wrap: break-word !important; box-sizing: border-box !important;"><span style="overflow-wrap: break-word !important; -webkit-tap-highlight-color: transparent; margin: 0px; padding: 0px; outline: 0px; max-width: 100%; color: rgb(136, 136, 136); font-size: 14px; letter-spacing: 0.544px; line-height: 19.2pt; box-sizing: border-box !important;"><span style="overflow-wrap: break-word !important; font-weight: 700; -webkit-tap-highlight-color: transparent; margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 0.544px; box-sizing: border-box !important;"><span style="-webkit-tap-highlight-color: transparent; margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 0.544px; overflow-wrap: break-word !important; box-sizing: border-box !important;"><span style="overflow-wrap: break-word !important; -webkit-tap-highlight-color: transparent; margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important;">出品:</span></span>蔡甸区融媒体中心</span></span></p><p style="margin: 0cm 0cm 0.0001pt; padding: 0px; text-wrap: wrap; -webkit-tap-highlight-color: transparent; outline: 0px; max-width: 100%; clear: both; min-height: 1em; color: rgba(0, 0, 0, 0.9); font-size: 17px; letter-spacing: 0.544px; background-color: rgb(255, 255, 255); font-family: -apple-system-font, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; line-height: normal; overflow-wrap: break-word !important; box-sizing: border-box !important;"><br style="overflow-wrap: break-word !important; -webkit-tap-highlight-color: transparent; margin: 0px; padding: 0px; outline: 0px; max-width: 100%; box-sizing: border-box !important;"/></p><p style="margin: 0cm 0cm 0.0001pt; padding: 0px; text-wrap: wrap; -webkit-tap-highlight-color: transparent; outline: 0px; max-width: 100%; clear: both; min-height: 1em; color: rgba(0, 0, 0, 0.9); font-size: 17px; letter-spacing: 0.544px; background-color: rgb(255, 255, 255); font-family: -apple-system-font, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; text-align: center; line-height: normal; overflow-wrap: break-word !important; box-sizing: border-box !important;"><span style="overflow-wrap: break-word !important; -webkit-tap-highlight-color: transparent; margin: 0px; padding: 0px; outline: 0px; max-width: 100%; letter-spacing: 0.544px; color: rgb(136, 136, 136); font-size: 14px; box-sizing: border-box !important;">您有新闻线索,请联系我们:</span></p><p style="margin: 0cm 0cm 0.0001pt; padding: 0px; text-wrap: wrap; -webkit-tap-highlight-color: transparent; outline: 0px; max-width: 100%; clear: both; min-height: 1em; color: rgba(0, 0, 0, 0.9); font-size: 17px; letter-spacing: 0.544px; background-color: rgb(255, 255, 255); font-family: -apple-system-font, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; 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